This story about State Farm’s claims practice will shed great light on the issue. According to this report in Property Insurance Law Blog, State Farm, the nation’s largest automobile insurer, used policyholder premiums to become an especially good neighbor with an Illinois State Supreme Court Judge.
It seems that despite receiving significant campaign contributions from State Farm, the recently elected Judge voted to overturn a $1 billion settlement awarded by two lower courts that ruled State Farm breached its contract with policyholders when it directed the use of non-original parts in vehicles damaged in crashes. Insurance insiders know this claims settlement procedure is hardly limited to just State Farm.
Contact me to learn of the importance of having automobiles repaired using OEM parts (original manufacturer’s equipment), and for a short list of insurance carriers that will gladly authorize repairs using OEM parts.