A much bigger PITA is having your private information “hacked”, and then realizing 2FA could have prevented the pain.
If you do not already use 2 Factor Authentication, your information is much more vulnerable than it would be with 2FA. Keeping track of passwords is another common PITA. Password manager utilities are a much better solution than using the same password for all sites.
To learn the importance of using 2FA, password managers, and to understand other issues that can expose your private information, I highly recommend you take 4 minutes to read this excellent article.